Financial Tracking for the Week of December 1st, 2019

Blegh.
I always dread the first week of any month because it’s time to pay rent.

I cheat the system

Here’s the sad truth – I never have enough to pay rent.
Rent is due on the first (at the latest, the third) but I get paid on the tenth.
Since I don’t make a lot of money to begin with, I never have enough for it.
Not to mention the fact that my hours cut so it makes things even harder.

So how do I pay rent? I put myself at a negative. I make sure I have some money in my account (I usually do) and use that to pay rent. But I can’t do partial payments so I pay the whole $1200 ish and I’m at around -$900 until I get paid.

Estimations for the week:

Monday 2nd:

  • Wells Fargo Payment: $63

Tuesday 3rd:

  • Rent: $1135

What I have in my account:
$348

At this point, I don’t due further calculations.
It’s just a risky waiting game hoping that I didn’t forget any other bills or payments.
For the most part, I’m on top of things, but I’m human and sometimes, I forget one or two things.

Estimated pay that I will be receiving is $1600 but I also have lots of payments going through on the day I get paid (that’s how most personal loan payments work – they are automatically withdrawn on your payday).

Ideally, if I was smart and not lazy, I would drive for Lyft just to help myself financially but I don’t like driving for Lyft unless I absolutely HAVE to.

Anyhow, that is all for now!

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